Credit Information Sharing and Loan Loss Recognition
نویسندگان
چکیده
منابع مشابه
Credit derivatives and loan pricing
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After making a loan, a bank finds out if the loan needs contract enforcement (“monitoring”); it also decides whether to lay off credit risk in order to release costly capital. A bank can lay off credit risk by either selling the loan or by buying insurance through a credit default swap (CDS). With a CDS, the originating bank retains the loan’s control rights but no longer has an incentive to mo...
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ژورنال
عنوان ژورنال: The Accounting Review
سال: 2021
ISSN: 0001-4826,1558-7967
DOI: 10.2308/tar-2017-0244